SENIOR/LEAD UNDERWRITER Job Hiring in Australia for Skyecap

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Employer / Company: Skyecap
Job Location: Australia

Skyecap is seeking an experienced Senior/Lead Underwriter to support credit and lending operations remotely from the Philippines. The successful candidate will assess business loan applications, evaluate credit risks, analyze financial information, and communicate credit decisions and recommendations to relevant stakeholders.

SENIOR/LEAD UNDERWRITER

(Remote Job based in Philippines)

Qualifications:

• Minimum 3 years of relevant experience in financial services, fintech, credit, or underwriting.
• Experience in the Australian financial services or lending market is highly preferred.
• Experience in SME lending, commercial lending, business lending, or a similar credit environment is highly preferred.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Ability to identify credit risks, trends, and potential issues.
• Strong understanding of financial and credit information.
• Ability to communicate credit assessments and recommendations clearly and effectively.
• Strong written and verbal communication skills.
• Excellent stakeholder management and relationship-building abilities.
• Ability to make sound, well-reasoned decisions based on available financial and credit information.
• Strong organizational and time-management skills.
• Ability to work independently and effectively in a remote environment.
• Experience mentoring or supporting junior underwriting staff is an advantage.
• Professional, responsible, and highly analytical approach to work.

Responsibilities:

• Assess and underwrite SME, commercial, and business loan applications in accordance with established lending policies and risk criteria.
• Analyze financial statements, business information, credit reports, bank statements, and other relevant documentation.
• Evaluate the financial strength, creditworthiness, and repayment capacity of applicants.
• Identify and assess credit risks, trends, and potential issues that may affect lending decisions.
• Conduct detailed credit analysis and provide clear recommendations on applications.
• Review applications for completeness, accuracy, and compliance with internal credit policies.
• Apply appropriate risk assessment methodologies and lending criteria.
• Investigate unusual transactions, inconsistencies, or other potential risk indicators.
• Prepare clear and well-supported underwriting assessments and credit recommendations.
• Communicate credit findings, risks, and recommendations clearly to management and stakeholders.
• Work closely with sales, credit, operations, risk, and other teams to facilitate efficient application processing.
• Manage stakeholder expectations and respond professionally to credit-related queries.
• Escalate complex or high-risk applications when appropriate.
• Monitor lending trends and identify opportunities to improve credit assessment processes.
• Contribute to the development and improvement of underwriting policies, procedures, and risk controls.
• Maintain accurate records and ensure confidentiality of financial and customer information.
• Support junior underwriters through guidance, knowledge sharing, and review of credit assessments.
• Perform other underwriting and credit-related duties assigned by management.

Requirements:

• Resume with 2×2 pictures
• Passport
• NBI
• Employment Certificates
• School Records

Visit our office for Initial Screening at:
GlobalSuccess Overseas Employment Services
Unit M7, Mezzanine Floor, Victoria de Manila 1, Taft Avenue, Malate, Manila

Employer Overview:

Skyecap is an Australian private lending and fintech company that provides fast and flexible business funding solutions for small and medium-sized enterprises (SMEs). Founded in 2018, the company was established with the goal of helping businesses gain easier access to working capital, especially those that may struggle to secure financing through traditional banks and lenders.

The company specializes in unsecured business loans, short-term funding, cash flow finance, and fast business loans ranging from approximately AUD $5,000 to $250,000, depending on eligibility and assessment. Skyecap promotes a streamlined digital application process designed to provide funding approvals in as little as two hours after approval and verification.

Skyecap leverages technology-driven assessment systems and AI-powered risk evaluation tools to analyze business performance beyond traditional credit scoring methods. According to company and partner publications, their proprietary assessment approach aims to help businesses with strong growth potential access funding more efficiently.

For manpower pooling only. No fees in any form and/or purpose will be collected from the applicants. Beware of illegal recruiters and human traffickers.